Risk Management Services

  • Risk identification and periodization
  • Gap analysis and Risk minimization
  • Design & implementation of control and standard operation procedures
  • Review financial, technical, commercial, production and HR process and policies
  • Investigation & focusing on material future matters, MIS review and implementation
  • Extensive analysis of Company's products, services, sales & profitability and outlining synergies
  • Forensic Investigation and reviews.


We are empanelled with Indian Banks Association (IBA) having a team of dedicated professionals with good domain knowledge, experience and skill in different sectors, industries etc. In case of large exposure or exposure to specialized nature, we provide services of inspection, stock audit, cash flow monitoring, end use verification etc. As Banks have limitations due to time constraint, inadequate man power and lack of sufficient expertise in monitoring, it is imperative to engage agencies empanelled like us for monitoring of loans especially large value (Above Rs.250 crore) and specialized nature of advance.

We have been appointed to act as ASM to more than five accounts having credits ranging between ?648.26 Crore to ?8035 Crore by four Nationalised Banks (State Bank of India, Punjab National Bank, Bank of Baroda & Indian Overseas Bank). These accounts are providing manufacturing & services to the

  • Textiles (spinning & weaving of man-made synthetic blended yarn, all types of fabrics and production of ready-made garments).
  • Telecommunication (manufacturing & distribution of mobile hand-sets).
  • Energy & Power (generation, transmission & distribution).
  • Cement (India's largest provider of precast concrete solutions for the Infrastructure Industry for major water transmission and water treatment projects for various Metros, Urban, and Municipal).
  • Fertilizer (one of the largest private sector fertilizer producers in India). One of the leading integrated sugarcane processing companies in India.

Our specialised team consist of professionals qualified in Forensic Accounting & Fraud Detection (FAFD), Insolvency and Bankruptcy Board of India (IBBA) Registered Valuers, retired GM and AGM of Nationalised Banks who are helping the bank to monitor in the following parameters.

  • Bank will have a timely, fair and transparent monitoring of borrowal account; our team will monitor the borrowal account in Technical as well as Financial matter and guide the bank for further course of action;
  • There would be better monitoring of end use of fund through us on account of their on-site presence as well as off-site surveillance;
  • Close monitoring on all aspects of Project i.e. clearances and approvals, management supervision, end use of fund, project progress etc.;
  • On site as well as off-site monitoring of the business/project, account and analyze, evaluate and monitor the borrowal account/project financially as well as technically; we will also look into/track other aspects like Government notifications which may have material impact on borrowal company /industry/sector, all approvals and clearances, price escalation in capital items or raw materials etc.;
  • Extent of involvement of promoters/top management of the company in day-to-day operations/decision making as well as strategic decision making and evaluation of the same;
  • Conduct root cause analysis of the incipient sickness/stress in the borrowal account and suggest remedial measure to branch;
  • Along with, to take the concern areas from bank as well as promoter and suggest remedial measure during the term of engagement.
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